Vaastu Remedies

Vaastu !! Does Vaastu Work !

Vaastu is an ancient Indian knowledge of placement which has its roots in various ancient scriptures.

Vishwakarma the celestial architect is regarded as the father of Vastu Shastra and description of Vastu Purusha Mandala is mentioned in his treatise Vishwakarma Prakash

The construction of a place in line with the principles elements of nature brings in positive energies and helps to reduce the negative energies. Everything in the Universe is considered to be made up of energy and channelizing these energies through balancing of the five main elements seem is what is aimed at by Vastu Shastra.

Is Vaastu a science is often debated, however there are numerous arguments which states that Vaastu principles when followed give consistent results. Shouldn’t any principle when applied if it gives consistent results be treated as science ? Will leave it for you to decide.

Vaastu can be quite perplexing for many individuals because of numerous requirements and complexities involved. This however can be simplified in one and only one simple argument – “Worry only if you are worried”. i.e. go about seeking Vaastu remedies only if you have a specific need or problem to address. Just because you want a house to be Vaastu perfect should not drive you towards Vaastu experts. Nature has its own way to deal with all objects, energies and everything around us. There are millions of permutations and combinations that just cannot be worked out which suits all requirements/placements. If anyone says that he can get you a vastu perfect house, is just testing his Vastu skills to bring him more fortune…Most of the times, things should be left to Nature itself to balance its effects out . Approach a Vaastu advisor only if you have a basic question or solution to which you need to answer.

The Five Elements

Going into a little more detail, Vaastu is simply an attempt to bring the five basic elements (Air, Earth, Fire, Space and Metal) in balance to each other. Any element if enhanced or reduced within a location will have effect on that household. If we agree that there are energies around us then it is not difficult to absorb that these energies will also have some or the other effect on us. Let’s not forget the reason why we are able to walk on this beautiful planet Earth. It is because of an energy called Gravity. In fact energies from objects as far as the moon or even the Sun has an effect on us. The tides in oceans are a result of Moon’s gravitational pull. All these are documented and accepted scientific facts. If these are facts, then assuming that energies within the earth or within the household will not affect its inhabitants doesn’t sound quite logical!

Earth : Earth is solid. Earth is considered to bring in more stability, balance, maturity, calmness in life. If the earth element is in a state of balance it induces stability in life by creating a sense of harmony and peace with respect to your attributes or desired outcomes.

Air : Air is associated with movement and represents change or growth. It is considered to bring in the quality allowing a person to take risks and bring joy and happiness in life. It also enables one to bring in more meetings with people or create circumstances that facilitate growth

Water : Water is associated with free flow, creation of new concepts and ideas. When water is balanced it is argued to be creating a more philosophical, spiritual, balanced attitude in one’s life.

Fire : Fire brings power, strength, zeal and is equated with earning capacity and money thus enhancing ‘fire in the belly’ meaning driving force behind all actions. When balanced it brings fame and success.

Space: Space represents enhancement and expansion. When space is balanced it is considered to bring a sense of direction, precise knowledge and awareness to help you in your daily life.

Vaastu in its own magical way has an impact of all walks of life. If you have Relationship Problem then a certain area in your house needs to be looked at. If you have money problems then a different area needs to be looked at. If you have health issues then another are and likewise. Different energies at various permutation combinations have varied effects on its inhabitants.

Often many people ask if Vastu Shastra brings prosperity. Whether or not Vastu Shastra is directly linked with prosperity can be argued but what is a fact is that Vastu suggests ways in which we can live in tune with the laws of nature so that we can be healthy and peaceful and work efficiently. The ancient texts of Vastu Shastra have probably claimed to bring prosperity, as an indirect consequence of being able to perform well at home and work.

Vaastu Query :

If you feel that there are any pressing matters in your life for which you need some solution, then I welcome you to contact me to enquire about Vaastu solutions.

Do you have problems with Money: If you have problems with money, it is most likely related to imbalances in your North or West.

Do you have problems in getting Promotion/Job opportunities: If you have problems with not getting promotion at work or not getting your desired job opportunities, then it is most likely related to imbalances in your North or South.

Do you have Anger/Emotional problems: Emotions related problems are most likely caused due to imbalances in your South.

Do you have Health issues: If you have problems with your health, it could be most likely due to imbalances in your North and East. However you should under all circumstances consult and continue to consult a qualified physician for your ailments and regular/follow up check-up’s.

Do you have Relationship Issues: If you have problems in your marriage, eg. not getting married, stress in relationship, family disputes, etc. then it is more likely due to imbalances in your South and West

Do you have problems in Studies: If you have problems in your studies, you are not able to grasp your study material, getting distracted during studies, studying hard but not getting results, etc. then it is more likely due to imbalances in your South and West.

Vaastu Solutions and Remedies

As per Vaastu, all common problems are due to imbalances in your dwelling energies. These imbalances once treated will lead to growth of positive vibes and energies and help you overcome the associated problems. The key is balancing of the elemental energies.

I would strongly recommend you that you do not consider Vasstu solutions as your only remedial solutions to work with. You should continue to deal with your problems through expert professionals eg. Doctor, Psychiatrist, Financial Planner, Marriage Counselor, etc., and should only consider Vaastu as your secondary add-on advisor. Please do not under any circumstances, in the name of Vaastu consultancy, shun away from your primary responsibility to obtain professional advice from related field experts.

Vaastu solutions need not be asking you to move your bedroom or kitchen or to stop using your toilets. Vaastu solutions comes in all shapes and sizes and more often than not they are extremely simple and within a common man’s one day budget. Vaastu solutions could be as simple as re-arranging furniture in your house, or adding some flowers in your house, or adding and paintings in your house.

Please feel free to contact us to enquire more details on Vaastu solutions and remedies.

Wishing you all the more Wealth, Health and Happiness in Life

Disclaimer : Do note this post is by no way supposed to be considered as Vaastu advisory. For Vaastu advisory you need to consult a Vaastu expert.  All liabilities are hereby expressly disclaimed

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Technical Analysis – Learning Notes

On-Balance Volume

First up, use the on-balance volume indicator (OBV) to measure the positive and negative flow of volume in a security over time. On Balance Volume (OBV) is useful for identifying or confirming overall market trends. Many people believe that buying and selling pressure precede changes in price, making this indicator valuable

When OBV is rising, it shows that buyers are willing to step in and push the price higher. When OBV is falling, the selling volume is outpacing buying volume, which indicates lower prices. In this way, it acts like a trend confirmation tool. If price and OBV are rising, that helps indicate a continuation of the trend.

Traders who use OBV also watch for divergence. This occurs when the indicator and price are going in different directions. If the price is rising but OBV is falling, that could indicate that the trend is not backed by strong buyers and could soon reverse.

  • Bullish OBV Divergence occurs when price declines but OBV advances.
  • Bearish OBV Divergence occurs when price advances but OBV declines.

Accumulation/Distribution Line

The different calculations means that OBV will work better in some cases and A/D will work better in others.

If the indicator line is trending up, it shows buying interest, since the stock is closing above the halfway point of the range. This helps confirm an uptrend. On the other hand, if A/D is falling, that means the price is finishing in the lower portion of its daily range, and thus volume is considered negative. This helps confirm a downtrend.

Traders using the A/D line also watch for divergence. If the A/D starts falling while the price is rising, this signals that the trend is in trouble and could reverse. Similarly, if the price is trending lower and A/D starts rising, that could signal higher prices to come.

Average Directional Index

The average directional index (ADX) is a trend indicator used to measure the strength and momentum of a trend.

The ADX is the main line on the indicator, usually colored black. There are two additional lines that can be optionally shown. These are DI+ and DI-. These lines are often colored red and green, respectively. All three lines work together to show the direction of the trend as well as the momentum of the trend.

  • ADX above 20 and DI+ above DI-: That’s an uptrend.
  • ADX above 20 and DI- above DI+: That’s a downtrend.

ADX below 20 is a weak trend or ranging period, often associated with the DI- and DI+ rapidly crisscrossing each other.

Aroon Indicator

Aroon is a technical indicator used to measure whether a security is in a trend, and more specifically if the price is hitting new highs or lows over the calculation period (typically 25).

When the Aroon-up crosses above the Aroon-down, that is the first sign of a possible trend change. If the Aroon-up hits 100 and stays relatively close to that level while the Aroon-down stays near zero, that is positive confirmation of an uptrend.

The reverse is also true. If Aroon-down crosses above Aroon-up and stays near 100, this indicates that the downtrend is in force.


The moving average convergence divergence (MACD) indicator helps traders see the trend direction, as well as the momentum of that trend. It also provide a number of trade signals.

When the MACD is above zero, the price is in an upward phase. If the MACD is below zero, it has entered a bearish period.

When MACD crosses below the signal line, it indicates that the price is falling. When the MACD line crosses above the signal line, the price is rising.

Looking at which side of zero the indicator is on aids in determining which signals to follow. For example, if the indicator is above zero, watch for the MACD to cross above the signal line to buy. If the MACD is below zero, the MACD crossing below the signal line may provide the signal for a possible short trade.

Relative Strength Index

When RSI moves above 70, the asset is considered overbought and could decline. When the RSI is below 30, the asset is oversold and could rally. However, making this assumption is dangerous; therefore, some traders wait for the indicator to rise above 70 and then drop below before selling, or drop below 30 and then rise back above before buying.

Divergence is another use of the RSI. When the indicator is moving in a different direction than the price, it shows that the current price trend is weakening and could soon reverse.

A third use for the RSI is support and resistance levels. During uptrends, a stock will often hold above the 30 level and frequently reach 70 or above. When a stock is in a downtrend, the RSI will typically hold below 70 and frequently reach 30 or below.

Stochastic Oscillator

Values above 80 are considered overbought, while levels below 20 are considered oversold

For example, during an uptrend, when the indicator drops below 20 and rises back above it, that is possible buy signal. But rallies above 80 are less consequential because we expect to see the indicator to move to 80 and above regularly during an uptrend. During a downtrend, look for the indicator to move above 80 and then drop back below to signal a possible short trade. The 20 level is less significant in a downtrend.

it is best suited for intraday analysis

When price is above the VWAP, the trend is up and when it is below the VWAP, the trend is down

Directional Movement (DMI)

Directional Movement (DMI) is actually a collection of three separate indicators combined into one. Directional Movement consists of the Average Directional Index (ADX), Plus Directional Indicator (+DI) and Minus Directional Indicator (-DI)

DMI has a value between 0 and 100 and is used to measure the strength of the current trend. +DI and -DI are then used to measure direction.

A general interpretation would be that during a strong trend (ADX above 25 but dependent on the analyst’s interpretation), when the +DI is above the -DI, then a Bullish Market is defined. When -DI is above +DI, then a Bearish Market is at hand.

To analyze trend strength, the focus should be on the ADX line and not the +DI or -DI lines. Wilder believed that a DMI reading above 25 indicated a strong trend, while a reading below 20 indicated a weak or non-existent trend. A reading between those two values, would be considered indeterminable.

Bullish DI Cross

  1. ADX must be over 25 (strong trend. The value is determined by trader)
  2. The +DI crosses above the -DI.
  3. Stop Loss should be set at the current day’s low. The signal should not be abandoned, if the low is not breached, even if the -DI crosses above the +DI
  4. The signal strengthens if ADX rises.
  5. If ADX strengthens, trader’s should employ a trailing stop.

Bearish DI Cross

  1. ADX must be over 25 (strong trend. The value is determined by trader)
  2. The -DI crosses above the +DI.
  3. Stop Loss should be set at the current day’s high. The signal should not be abandoned, if the high is not breached, even if the +DI crosses above the -DI
  4. The signal strengthens if ADX rises.
  5. If ADX strengthens, trader’s should employ a trailing stop


My Favorite  :

Fibonacci Retracement :

In an uptrend : identify the current swing and apply ‘F.R.’ tool from bottom of current swing upto the top of current swing.

Do this for 2 or 3 more swings . Identify the common lines between these 3-4 swing FR numbers. These common lines will act as strong support or resistance.

If market retraces then support will be on the closest Fibonacci levels

In a downtrend – identify the current swing and apply FR tool from top of current downtrend swing upto the bottom of current swing.

Fibonacci Extension : Use the same FR tool, but inverse the points i.e. in an uptrend swing apply the tool from top of current swing to bottom of current swing. In a downtrend swing apply the FR tool from bottom to top.

Elliott Waves

Parabolic SAR together with  :

  1. EMA 4, 9, 18
  2. Stochastic 
  3. RSI 
  4. OBV
  5. DMI


Bollinger Band : 
Default setting is 20EMA and 2 Standard Deviation
When BB contracts then price is in a range ; When BB expands then price is volatile
After BB contracts and stays for some time then it is signal for breakout – either up or down
The upper band of BB acts as resistance and lower band of BB acts as support
BB are used to find out continuation of trend. To be used with RSI to maximize signal
Always check for Divergence also : Price vs. RSI or MACD divergence
If prices is going up but RSI is going down then this is divergence – and most likely the price will go down
If prices is going down but RSI is going up then this is divergence – and most likely the price will go up   
If price is within a range (consolidation) then rely on direction of RSI  – if RSI is going up then prices will go up
Accumulation Distribution : measures flow of money into and out of security
Go Long with Positive Divergence i.e. Prices coming down but Acc/Dist going up 
Go Short with Negative Divergence
Draw a trend line on Price and when the price breaks up/down this trend line and there is divergence with Acc/Dist then buy/sell accordingly
Stochastic RSI
Above 80 is considered as OverBought
Below 20 is considered Over Sold
This is indicator of indicator and is used to identify short term trend
Default setting : 14, 14, 3, 3. 
Chaikin Oscillator : 
measures the momentum of Acc/Dist line
This is 3rd level indicator
Go Long with positive divergence and Chaikin is above 0
Go short with Negative Divergence and Chakin is below 0
It should not be used alone . Always use with Stoch RSI
Parabolic SAR (SAR is Stop and Reverse)
If the Dot is above candle then it is sell signal
If Dot is below the candel then it is a buy signal
When changes occurs in the position of dot, it indicates a price reversal
As the trend extends , the gap between the dots increases
Use SAR with Moving Averages. 
Use SAR with SMR Ergodic
SMI Ergodic Indicator
when blue line is above the orange line then it is a buy signal
when blue line cross below the orange line then it is a sell signal
Use with SAR
Super Trend :
When supertrend closes below the price , buy signal is created
when supertrend closes above the price, a sell signal is generated
Always use choppiness index indicator with super trend to avoid false signals
Choppiness Index :
The range for CI is 0 to 100. Important levels are 61.8% and 38.2%
If CI is above 61.8% it means market is choppy
If CI is below 38.2% it means market is trending
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Vastu Case Study – New Job opportunities

One of my friend approached me to review his house plan as his wife was not able to get a new job despite her giving various interviews. When i visited their house, it became quite clear that the opportunities area of their house required to be strengthened. Within 5 weeks of some remedies being applied, my friend’s wife was able to obtain a good job. Many Thanks to MahaVastu.

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Photoshop – Keyboard shortcuts

  • Default Colors: D (black and white)
  • Flip Foreground and Background colors: X
  • Rotate View: R (Make sure OpenGL setting is turned on in your preferences)
  • Move around image: (hand Tool) Hold Spacebar
  • Save As: Ctrl Shift S
  • Save for Web: Ctrl Shift Alt S
  • Undo: Ctrl Z
  • Step back: Ctrl Alt Z (lets you keep going back)
  • Stamp Visible: Ctrl Shift Alt E
  • Hide selection: Ctrl H
  • Fullscreen: F
  • Inverse: Shift Ctrl I (for selections)
  • Select All: Ctrl A
  • Deselect: Ctrl D
  • Select Layer: Ctrl Click on Thumb
  • Brush Opacity: 1-0
  • Brush Flow:Shift + 1-0
  • Brush Larger: ]
  • Brush Smaller: [
  • Brush Harder: Shift ]
  • Brush Softer: Shift [
  • Levels: Ctrl L
  • Hue/Sat: Ctrl U
  • Curves: Ctrl M
  • Select: Ctrl Click on thumb
  • Temporarily disable: Shift Click on Thumb
  • Show black and white: Alt Click on Thumb
  • Show quick mask display: Q
  • Fill with Foreground: Alt Del
  • Fill with BG Color: Ctrl Del
  • Fill Dialogue: Shift Del
  • Invert: Ctrl I
  • Delete Layer: Delete
  • Transform: Ctrl T
  • New Layer: Ctrl Shift Alt N
  • Duplicate Layer, or if selection is active, Duplicate Selection: Ctrl J
  • Transform menu: right click on layer, Ctrl T
  • Step and Repeat: Ctrl Alt T(first step), Ctrl Alt Shift T (second step)
  • Move Layer Up: Ctrl ]
  • Move Layer Down: Ctrl [
  • Move Layer to Top: Ctrl Shift ]
  • Move Layer to Bottom: Ctrl Shift [
  • Group Layers: Ctrl G
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Reinsurance Agreement – Must Have’s

Hi There,

{Disclaimer : This post is not intended to be a legal or expert advise or consultation. Please refer to your lawyer/legal department for legal advise/consultation. All liabilities are hereby expressly disclaimed}

So if you work with an Insurance or Reinsurance industry and your job is to review such treaties/agreements, the you may consider the below important clauses that should be given due emphasis in a Reinsurance Agreement :

  • Follow the fortunes clause (Follow the underwriting fortunes vs. follow the fortunes)
  • Errors and Omissions clause
  • Run-off : natural vs. contractual expiry vs Cut-off basis
  • Cut-through clause
  • Sunset clause : if you are an insurer then you need to tread with caution on this one.

Further as with all other agreements, the below 2 clauses should also be verified :

  • Term and Termination
  • Governing law and Jurisdiction

Hope this helps. Cheers

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Hi There,

I get surprised when I read over the various social networking sites the so called ‘6 second rule’ of your resume.

A resume is supposed to be a window to let the employers know more about you and if I can say so then exactly about you. If at all an employer has the ability to gauge a person in the 6 seconds that he allows himself to browse through a life time of the candidates work, the employer for sure has to be declared the Guru of psychology.

I wonder if the employer during the interview expects the candidate to answer in 6 seconds the most common question (‘Tell me more about yourself’)! If not then what is the relevance of the 6 second resume?

Let us look at the argument that a shorter and crisper resume portrays a more professional image to the employer. This brings us to another important aspect of a ‘professional image’. If indeed sheer writing skills can portray a person to be a thorough professional, I then wonder why is it that most letters, reports and memos ultimately gets drafted by the interns and entry level staffs. The higher you are in the corporate ladder, the more you end up reviewing and lesser actually writing. Are we then to imply that the interns are actually at the peak of their best professional display?

Let us now look at the argument that the objective of a shorter resume is to create a powerful impact in the shortest possible time …something that immediately catches the eye of the employer and which forces the employer to shortlist and then interview you. Got it! What the employer actually expects me is to exaggerate, convert operational processes into numbers and then bloat blatantly! Does this ring any bell? Ever come across any colleague who are self-proclaimed geniuses and may never actually be seen putting pen on paper! I wonder what would have they written on their resumes?

Am not sure why do employers not spend decent enough time to understand each resume, each person behind the resume. When an employer is willing to risk his millions on hiring the right candidate, would spending at least 1 minute on each resume be too much to ask for?

Your Thoughts?

Posted on by abhishekkishores | Leave a comment